Stay Safe this Fourth of July!

by admin on July 3, 2012

The Fourth of July is a great time to spend with family and friends at parades, cookouts, and the beach, but a fun Fourth can turn dangerous quickly if you forget about safety. From fireworks to swimming pools, find out how you can keep yourself safe and healthy this holiday.

One of the best things about Independence Day is the fireworks, but it’s important to remember how dangerous they can be in the wrong hands. Never allow children to play with fireworks, even sparklers. Sparklers burn at temperature close to 2,000 degrees, making them hot enough to burn metal. Once you light a firework, never try to reignite it, even if it goes out. Never point or throw fireworks at other people, and always keep a bucket of water or a garden hose close by. Once your fireworks are out, splash them with plenty of water to make sure they’re completely out.

While a BBQ might not seem as dangerous as fireworks, there are plenty of ways your cookout can go wrong. Make sure you keep cold foods cold and hot foods hot. Keep salads in the shade, and don’t let any food sit for an extended period of time. Keep food covered as much as possible to maintain temperature and keep nature out.

With temperatures expecting to hit the high 90s in much of the country, many of us will be hitting the beach or cooling off in a pool. Make sure to keep an eye on your loved ones to keep your holiday from turning into an emergency. Children should never swim unsupervised; when adults leave the swimming area, children should, too. Young children should always swim with flotation devices and assistance from a parent or other adult in the pool. Adults should not swim after drinking, even in a shallow pool. Everyone – regardless of their age or skin color – should wear plenty of sunscreen and reapply frequently throughout the day.

Finally, for those of you traveling, check out our safe travel tips to keep you safe on the roads.

Now that you’re prepared to have a safe holiday, don’t forget to have fun! Happy Fourth of July from all of us at USClaims!


Our industry frequently comes under criticism as unfairly influencing the courts, but that criticism is shortsighted and unfair. What many critics fail to recognize is that there is a very clear difference between what we do and what other financing companies do.

At USClaims, we provide plaintiffs with the financial support they need while their case makes its way through the courts. Many of our clients have been so severely injured that they can’t work. In addition to losing their income, they also face mounting medical bills. With less money and more bills coming into their household, many can’t wait the estimated three years it will take for their case to reach a verdict or settlement. In that time, they could lose their homes, accumulate credit card debt, and face bankruptcy. We provide them with the money they need to continue to pay their mortgage and put food on their table.

What we don’t do is finance their actual lawsuit. Some companies offer litigation financing, which provides plaintiffs with the money they need to mount a case. That financing goes to paying lawyers, experts, and other legal costs. Litigation financing is typically used by companies in business disputes.

The U.S. Chamber of Commerce claims litigation financing inappropriately influences cases and prolongs frivolous litigation. But regardless of the merits or criticisms of litigation financing, it’s crucial to separate the industry from what we do. Our services are fundamentally different, as are our clients and their circumstances.

Our clients are exclusively personal injury victims. Most of their attorneys work on a contingency basis, meaning they aren’t paid unless their client’s case yields compensation in the form of an award or settlement. Therefore, our clients don’t need litigation financing, because many aren’t charged for legal costs until their case concludes.

The fact is that our industry has grown tremendously in a short period of time. Many firms are entering the business with little or no experience, or adding pre-settlement financing to the long list of other services they provide. At USClaims, we’re different. We’ve been helping clients since 1996, and our reputation for high ethical standards is unparalleled. We’re members of the American Legal Finance Association, a 21-member organization that works with regulators to advance best practices. And pre-settlement financing isn’t just one of the things we do – it’s the ONLY thing we do. We’re specialists in our field, and we’re proud of our record of helping victims.

So the next time you hear about litigation financing, remember the difference and what sets USClaims apart.


Drive Safely this Holiday Weekend

May 24, 2012

Memorial Day signals the start of the summer travel season, and this weekend, traffic will increase dramatically. AAA estimates more than 900,000 New Jersey drivers will hit the highways this weekend, a 5 percent increase from last year. The more cars on the road, the higher the risk of injury to drivers and their passengers. [...]

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Connecticut’s Chamber of Commerce Continues to Wage War on Pre-Settlement Financing

April 26, 2012

We told you earlier about attempts in the Oklahoma state Senate to prohibit pre-settlement financing. Fortunately, for thousands of struggling victims there, Senate Bill 1780 looks to be stalled. But that hasn’t stopped the tort reform movement from waging its war in other states. The most recent attempt to keep injured plaintiffs out of court [...]

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Big Corporate Interests Attack Pre-Settlement Financing

April 13, 2012

This shouldn’t come as a surprise, but Big Business is attacking pre-settlement financing in its push to prevent victims from seeking justice in our courts. And why wouldn’t they? Pre-settlement financing helps cash-strapped plaintiffs stand up to corporations and insurance companies, and empowered victims are bad for business. In Texas, which already has some of [...]

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Your Wait for Justice Just Got Longer

April 6, 2012

We’ve discussed the effect budget cuts to our courts can have on your settlement, and others are taking notice, too. A recent article in the San Mateo Daily Journal tackles the implications of slashed budgets. Facing crippling deficits, San Mateo County agencies and courts are implementing staff and hour reductions, which results in disastrous delays. [...]

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Oklahoma Legislation Will Hurt Injured Plaintiffs

March 26, 2012

Oklahoma’s Senate has passed legislation that would effectively ban pre-settlement financing, making such financing a violation of the Consumer Protection Act. While the Senate may have had good intentions, this legislation will hurt plaintiffs in the long-run. The Oklahoma bill would make it illegal for a company to make a loan to a plaintiff that [...]

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Allstate Cries Fraud in Attempts to Keep More of its Millions

March 16, 2012

Allstate Insurance Company has launched a lawsuit in New York, claiming several no-fault medical claims were fraudulent. Now the company wants its claims money back, and they’re willing to go to court to get it. This is just another example of Allstate’s ruthless pursuit of profits and their disdain for policyholders. A recent blog post [...]

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Budget Cuts to State Courts Could Delay Your Case

February 20, 2012

You and your family – along with millions of Americans – have felt the effects of our struggling economy. But you’re not alone. Our courts aren’t immune, either. Faced with dwindling budgets, state courts are facing cuts that could have an impact on your case. According to the National Center for State Courts, 42 state [...]

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Tragic Accidents Can Lead to Financial Ruin

January 31, 2012

With news of the deadly pileup in Gainesville, Florida, we’re reminded of the unpredictability of sudden tragedies. When smoke from a brush fire blinded motorists on Interstate 75, trucks and cars collided, killing at least 10 within a startlingly short period of time. In minutes, lives were ruined and families destroyed. The Florida Highway Patrol, [...]

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